top 10 cars to insure for young drivers uk

Cheap cars to insure

One of the most significant costs that motorists have to endure is their annual insurance premium. It’s an unavoidable expense, and one which every driver dreads when it comes to policy renewal time, with costs seemingly ever-escalating.

One way to minimise your insurance cost is to run a car that insurance companies have decided represents a low overall risk. All cars on sale in the UK market are assigned an insurance group. These run from 1-50, with the highest groups for the models that represent the biggest insurance risk. They’re set by the Group Rating Panel, comprised of members of the Association of British Insurers and the Lloyd’s Market Association. Cars are assessed on a number of factors, including purchase cost, performance, security, cost of repair and many more besides.

Of course, choosing a car that sits in a low insurance group is only the beginning of the story, but it’s a good start. Your own circumstances will have a massive effect on insurance costs – with young drivers and those who live in areas with high crime rates facing particularly high premiums. Other factors taken into consideration include motoring convictions, your occupation and how the car is likely to be used.

We’ve put together a list of cars with appealingly low insurance ratings. Rather than a being top 10 of the very cheapest cars to insure, it includes cars that stand out from their rivals when the cost of insurance is considered alongside their other merits.

A previous Carbuyer Car of the Year winner, the fantastic-value Hyundai i10 remains one of our favourite small cars. It’s good-looking inside and out, well equipped and – with five doors and a 252-litre boot that beats its rivals for size – practical, too. The entry-level 1.0-litre petrol is rated group one for insurance, and is also economical, bringing running costs right down. It’s not the quietest or smoothest car for long motorway journeys, but it comes highly recommended as a cost-effective urban runabout. Read more .

Key points

top 10 cars to insure for young drivers uk:To find a car that's cheap to run, take a look at our list of cheap cars to insure – all have low running costs and a low insurance group rating.

top 10 cars to insure for young drivers uk

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top 10 cars to insure for young drivers uk Cheap cars to insure One of the most significant costs that motorists have to endure is their annual insurance premium. It’s an unavoidable expense, and one which every driver dreads when it comes to policy renewal time, with costs seemingly ever-escalating. One way...